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Get the buzz on the latest health insurance news and wellness topics.

It's National Diabetes Month! Here are some resources you can use!

It’s National Diabetes Month! Here are Some Resources You Can Use

November is National Diabetes Month so we rounded up some resources from reputable sources for more information about diabetes.
November 16, 2020/by ARC Benefit Solutions

In Honor of Our Veterans

November 11 is a day to reflect on the tremendous gratitude we owe generation after generation of dedicated, brave men and women in uniform. The sacrifices of those individuals cannot and will not be forgotten.
November 9, 2020/by ARC Benefit Solutions
In-Network versus Out-of-Network Health Care Providers Cost Savings and Information

What’s the Difference Between an In-Network and Out-of-Network Provider?

Plans vary and you can avoid unexpected medical bills by knowing how your plan works. Certain choices you make can affect what you’ll pay out of pocket.
November 3, 2020/by ARC Benefit Solutions
Employers need to register their groups on the CMS website after determining Medicare creditable coverage on their plans

Attention Employers: Remember to Register Your Group on the CMS Website!

Registering your plan on the website is required so CMS knows if the group plan is creditable or not when Medicare eligibles who have postponed enrollment are ready to enroll.
October 30, 2020/by ARC Benefit Solutions
Trick or Treat Social Distancing Ideas

Alternative Trick-or-Treating Ideas in a World of Social Distancing

Here are some activities that you can try in your neighborhood to keep the season spooky.
October 13, 2020/by ARC Benefit Solutions
How to determine whether to review or renew your health insurance coverage for the new plan year

To Review or to Renew, That is the Question

As always, your agent will be your go-to person regarding any changes for the upcoming year, and their services are at no cost to you.
October 12, 2020/by ARC Benefit Solutions
Updating FormFire before Open Enrollment

Attention Employers: ‘Tis the Season to Update FormFire

Now is the time to encourage your employees to log in to their FormFire accounts to update any changes to their medical history.
October 1, 2020/by ARC Benefit Solutions
Preventive Care at No Cost with Health Insurance Plan

The Services You May Receive at No Cost with Your Health Insurance Plan

The goal of preventive care is to ensure good health and, ultimately, lower the cost of health care.
October 1, 2020/by ARC Benefit Solutions
Virtual Learning Tips

Tips for Maintaining a Focused Virtual Learning Environment for Kids

This year, many kids are doing their learning from home and, without the structure of a classroom, some may have difficulty staying on task.
September 15, 2020/by ARC Benefit Solutions
Here's What You Do When You Receive a High-Dollar Medical Bill

Here’s What You Do When You Receive a High-Dollar Medical Bill

It’s best to confront the bill head on and form a plan to resolve it.
September 15, 2020/by ARC Benefit Solutions
Deductibles versus out-of-pocket maximums

The Differences Between Your Deductible and Out-of-Pocket Maximum

Health insurance terminology can be confusing and overwhelming, especially when you are faced with a high-dollar medical bill.
August 31, 2020/by ARC Benefit Solutions
Labor Day Stress Relief Activities

4 Stress-Relieving Activities for Labor Day Weekend to Help You Feel Refreshed

Though you may not be traveling right now, you can still use this time to step away from the daily grind or get caught up on the tasks you don’t have time for throughout the week.
August 27, 2020/by ARC Benefit Solutions
Knowing Your Medicare Advantage and Medicare Supplement Options

A Senior Moment: Knowing Your Medicare Advantage or Medicare Supplement Options

These secondary coverage options for Medicare beneficiaries close the gap on medical costs not covered by Original Medicare.
August 11, 2020/by ARC Benefit Solutions
ER versus Urgent Care

When to Choose Urgent Care Over the Emergency Room and Why

Accidents and illness come without warning, so it is important to arm yourself with the information you need to best advocate for your health.
August 11, 2020/by ARC Benefit Solutions
Consumer Tire Saves 30 Percent on Health Insurance Premiums

How ARC Helped Consumer Tire Save 30 Percent on Their Monthly Health Insurance Premiums

Though their monthly rates kept consistently climbing each year, ARC helped them shop new plans that provided richer benefits at lower rates.
July 30, 2020/by ARC Benefit Solutions
How COVID-19 Has Impacted COBRA Coverage

How COVID -19 Has Impacted COBRA Coverage

The DOL and IRS issued a joint rule providing an extension of certain participant deadlines to enroll in health coverage, as it relates to electing and paying for COBRA coverage and making and appealing benefit plan claims.
July 29, 2020/by ARC Benefit Solutions
Lower Out-of-Pocket Costs for Insulin

President Trump Announces Lower Out of Pocket Insulin Costs for Medicare’s Seniors

Originally posted on CMS.gov. Ask your ARC client advisor how they can help you or a loved one make sure their plan will cover diabetic medications for $35 or how to find a new plan that will.
July 13, 2020/by ARC Benefit Solutions
4 Fun Summer Activities for Kids

4 Fun Summer Activities for Kids While Social Distancing

Even with the current restrictions, there are still plenty of family activities that you can do to stay active and keep the kids entertained.
July 13, 2020/by ARC Benefit Solutions
PCORI Fees Due to IRS No Later Than July 31

PCORI Fees Due to IRS No Later Than July 31, 2020

Fees to fund the Patient-Centered Outcomes Research Institute (PCORI) are due to the IRS no later than July 31, 2020, from employers who sponsor certain self-insured health plans.
July 1, 2020/by ARC Benefit Solutions
Is an ICHRA the Right Option for my EEs?

Is an ICHRA the Right Option for My Employees?

With this arrangement, you no longer have the burden of managing a group health insurance plan, which means no more time wasted fussing around with renewals and participation rates, and more time spent focusing on your business and your clients.
July 1, 2020/by ARC Benefit Solutions
Remember to Take Care of Your Mental Health

Remember to Take Care of Your Mental Health

In the midst of a pandemic, it’s equally important to take care of your physical health and your mental health.
June 15, 2020/by ARC Benefit Solutions
Not-So-Special Enrollment Period

Not-So-Special Enrollment Period

As you embark on your new journey into the unfamiliar world of individual health insurance, there is a lot you will need to know.
June 8, 2020/by ARC Benefit Solutions
Best Practices for Offering Health Care Coverage to Employees

Best Practices for Offering Health Care Coverage to Employees

Benefits are an important part of a compensation package and health care options can be a great incentive to employees, especially new hires. When choosing to offer health care coverage to your employees, there are a variety of factors to consider.
June 1, 2020/by ARC Benefit Solutions
PCORI Fees Update

PCORI Fees Are Back Again

Under the ACA, the PCORI fees were scheduled to end in 2019; however, they now have been extended to 2029. This extension was part of the Further Consolidated Appropriation Act of 2020 (the “ACT”) signed by President Trump on December 20, 2019.
May 29, 2020/by ARC Benefit Solutions
2021 Contribution Limits

IRS Announces 2021 HSA Contribution Limits, HDHP Minimum Deductibles, and HDHP Out-of-Pocket Maximums

The IRS has announced the 2021 cost-of-living adjusted limits for health savings accounts (HSAs) and high-deductible health plans (HDHPs).
May 29, 2020/by ARC Benefit Solutions
Carrier Premium Credit Opportunities During COVID-19 Pandemic

Carrier Premium Credit Opportunities During COVID-19 Pandemic

With utilization rates lower than usual, some of our carrier partners are passing a premium credit onto their customers upcoming billing statements.
May 29, 2020/by ARC Benefit Solutions
5 Tips for Working Outside in the Summer Heat

5 Tips for Working Outside in the Summer Heat

If you work outdoors, take special care to incorporate these five tips into your day-to-day work routine.
May 29, 2020/by ARC Benefit Solutions
Job Loss Health Insurance Questions

Did You Recently Lose Your Job? You Have Health Insurance Options!

It’s scary to lose something as important as health insurance in the midst of a pandemic, but don’t worry, we’ve got you covered.
May 11, 2020/by ARC Benefit Solutions
Ins and Outs of the Paycheck Protection Program

The Ins and Outs of the Paycheck Protection Program

The U.S. Small Business Administration’s (SBA) Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll.
May 1, 2020/by ARC Benefit Solutions

Why We Need Health Insurance, Especially Now

Budgeting for health insurance should be given as much consideration (if not more) as purchasing a vehicle, starting a mortgage on a house, or even planning a wedding.
April 14, 2020/by ARC Benefit Solutions

PCORI Fees: Are They Back Again?

Under the ACA, the PCORI fees were scheduled to end in 2019; however, they have been extended through the signing of the Further Consolidated Appropriation Act of 2020.
March 31, 2020/by ARC Benefit Solutions

What is Telemedicine and How Can I Use It?

Telemedicine is a cost-effective and accessible option that involves electronic communication and software to provide clinical services to patients without an in-person visit.
March 31, 2020/by ARC Benefit Solutions

What is an Employee Assistance Program (EAP)?

An Employee Assistance Program (EAP) is an employer paid, work-based program that provides confidential and free assessments, short-term counseling, referrals, and follow-up services to employees who have work related and/or personal problems.
March 31, 2020/by ARC Benefit Solutions

Determining Medicare Creditable Coverage

The law requires that each employer offering prescriptions drug benefits as part of their employee benefit plan must notify any Medicare-eligible participant and the federal government if the coverage offered is at least as good as the standard Medicare prescription drug plan.
March 31, 2020/by ARC Benefit Solutions

Stress-Busting Tips While Social Distancing

Especially now, it’s important to practice stress-relieving relaxation techniques that keep you grounded.
March 31, 2020/by ARC Benefit Solutions
Update Regarding Coronavirus COVID-19

Coronavirus Update: ARC Mandatory Remote Work Policy

As the Coronavirus (COVID-19) situation continues to develop, our first priority is the safety and health of our employees and our clients. Beginning this week, ARC Benefit Solutions’ staff members will work from home until April 10, 2020, or until we are confident that the threat has diminished.
March 17, 2020/by ARC Benefit Solutions
Update Income for ACA Plans

How to Update Your Income for ACA Plans to Qualify for Subsidies

If your income has changed as a result of the coronavirus (COVID-19) pandemic, and you are covered by an ACA on-exchange health insurance plan, you may qualify for additional subsidies.
March 17, 2020/by ARC Benefit Solutions

Exploring Cost-Effective Health Insurance Options: What is Medicaid?

Medicaid is an option worth exploring for those who are eligible for low-cost (and sometimes free) health care.
March 17, 2020/by ARC Benefit Solutions

A Message from ARC Benefit Solutions About Coronavirus (COVID-19)

ARC Benefit Solutions is committed to your health and well being. As news continues to spread about the coronavirus COVID-19, we want to be sure we keep our valued clients informed.
March 16, 2020/by ARC Benefit Solutions

EMPLOYER NOTIFICATION REQUIREMENT: Have You Notified CMS About Medicare Part D Creditable or Non-Creditable Status of Your Plan(s)?

Employers offering coverage to employees or retirees are required to notify CMS of whether their medical and prescription drug coverage is considered creditable or non-creditable.
February 27, 2020/by ARC Benefit Solutions

Are You Ready to Tackle Your Spring Cleaning?

It’s spring cleaning time and that means getting your home sorted and reset for the year. Here are our tips for tackling the biggest spring cleaning tasks one by one.
February 27, 2020/by ARC Benefit Solutions

ACA Health Insurer Tax (HIT) Has Been Repealed… but What Does That Mean?

The ACA’s health insurer tax (HIT), often referred to as the “health insurance providers fee,” imposes a fee on each covered entity engaged in the business of providing health insurance.
February 24, 2020/by ARC Benefit Solutions

2019 ACA 1094-1095 Reporting Requirements Guide

Deadlines are fast approaching—April 1, 2020, if filing electronically or February 28, 2020, if filing via paper. Employees must receive 1095 forms by March 2, 2020.
February 18, 2020/by ARC Benefit Solutions
Short-Term Health Insurance: Advantages and Disadvantages

Short-Term Health Insurance: Advantages and Disadvantages

Short-term medical coverage may be your best option if you are in good health and looking for lower premiums, but there may be pieces of the puzzle that you are missing.
February 10, 2020/by ARC Benefit Solutions
Take Care of Your Ticker: February is American Heart Month!

Take Care of Your Ticker: February is American Heart Month!

The American Heart Association (AHA) approximates that every 40 seconds an American will have a heart attack. But heart disease can be prevented with small lifestyle shifts.
February 7, 2020/by ARC Benefit Solutions
What You Should Know About Your Health Insurance in the New Year

What You Should Know About Your Health Insurance in the New Year

It's a new year! That means it's a good time to review the intricacies of your health plan for 2020 so you can maximize your savings.
January 13, 2020/by ARC Benefit Solutions

5 Simple Goals for Good Health and Success in the New Year

At the start of the year, we often find ourselves creating so many difficult resolutions that we end up feeling fatigued and overwhelmed. So let’s keep it simple this year and stick to these five easy goals in 2020…
January 3, 2020/by ARC Benefit Solutions

How to Keep Your Benefits Documents Organized in 2020

A good, well-rounded benefits package is one of your strongest assets for employee retention and recruitment. But it also means there is some upkeep and organization requirements at the start of the year.
December 30, 2019/by ARC Benefit Solutions
How to Take Advantage of Your Health Insurance Plan

How to Take Advantage of Your Health Insurance Plan

While health insurance can be expensive, it's important to run through the finer points of your plan to find out what benefits are available to you and how you can be rewarded.
December 4, 2019/by ARC Benefit Solutions
How to Relieve Holiday Stress

Don’t Be a Grinch: Here’s How You Can Relieve Holiday Stress

Between the crowded shopping centers and the parties and the seasonal blues, it’s easy to fall into bad habits as a way to cope with the stress of the holiday season. Here are our best stress-busting tips for the season.
December 4, 2019/by ARC Benefit Solutions

Saying “Goodbye” to Paper: All About Online Enrollment Through FormFire

FormFire is an online medical insurance enrollment, quoting, and underwriting tool used to simplify the paper-bound world of group health insurance.
November 25, 2019/by ARC Benefit Solutions
Tips for a Healthy Thanksgiving

3 Tips for a Healthy Thanksgiving

Turkey day is upon us. Here are three tips to help you nourish your body this Thanksgiving holiday.
November 15, 2019/by ARC Benefit Solutions
Things to Consider About Your Health Insurance Before the End of the Year

Things to Consider About Your Health Insurance Before the End of the Year

2020 is upon us and many of you may be considering moving to a new health insurance plan. There are a couple things to consider before your plan goes into effect in 2020.
November 15, 2019/by ARC Benefit Solutions

Health Insurance Terms That are Good to Know

Health insurance can be confusing and it may seem difficult to sort through the complicated terminology to really understand how you’re benefiting from your health insurance plan.
October 24, 2019/by ARC Benefit Solutions
Women's Health

4 Ways Women Can Take Charge of Their Health Today

October is Breast Cancer Awareness Month, and it is a great time to remind yourself what you can be doing to improve your overall health as a woman.
October 7, 2019/by ARC Benefit Solutions

Embedded Versus Aggregate Deductibles: What You Need to Know and How You Can Save Money

For family health insurance coverage, understanding the differences between embedded and aggregate deductibles will help you plan for out-of-pocket health care expenses.
October 1, 2019/by ARC Benefit Solutions

Employers with Employees Approaching Age 65/65+

If you have an employee who is currently enrolled under your group medical plan and will be turning 65 soon and is starting to look at options for Medicare coverage, there may be special considerations to examine as an employer.
September 25, 2019/by ARC Benefit Solutions

Flu Season is Coming! Prepare Yourself With These Four Tips

Protect yourself and those around you from the seasonal flu with these four tips.
September 20, 2019/by ARC Benefit Solutions
Let an Agent Help

Health Insurance is Complicated. Let an Agent Help!

Due to so many complex changes in the industry, understanding what to look for and then finding the right plan on your own can be a challenge. That’s why working with an insurance agent (free of charge) may be your best bet.
September 10, 2019/by ARC Benefit Solutions
Healthy Aging Month

September is Healthy Aging Month! Follow These Three Tips to Help You Maintain Your Health and Function

From taking care of your body with regular screenings to getting moving, there are many ways you can positively influence your health. Here are three habits you can add to your life to age healthily.
September 9, 2019/by ARC Benefit Solutions

4 Tips For a Healthier Workday

Taking care of your mind and your body at work and beyond is a key to creating and maintaining a healthy lifestyle. Incorporate these tips into your workday to ensure you’re giving your body its best chance for good health.
August 28, 2019/by ARC Benefit Solutions

New Trends in Dental Benefits

As the economy has improved, expanded benefits are becoming more readily available from dental carriers, and people are beginning to notice that their current dental benefits don’t stretch very far.
August 27, 2019/by ARC Benefit Solutions

When to Terminate Coverage for an Employee on Leave

Many employers don’t want to terminate employment or coverage for an employee for circumstances outside of their control. We can’t take the awkwardness away, but here are some steps to help you develop a plan for when this happens.
August 13, 2019/by ARC Benefit Solutions

Disability Insurance: Financial Protection for Your Employees in Case of Injury or Illness

Most employees today are not prepared to handle the financial impact of loss or no income during an illness or injury that would result in time away from work and a regular paycheck.
August 13, 2019/by ARC Benefit Solutions
Saving Money on Prescription Drugs

Saving Money on Prescription Drugs with GoodRx

While there are many causes for the spike in monthly health care costs, there is one that holds the majority piece in the puzzle: prescription drugs.
August 9, 2019/by ARC Benefit Solutions

Protect Your Eyes with UV-Blocking Sunglasses

We all know the importance of applying sunscreen before we spend time in the sun, but are you taking care of your eyes as well?
July 31, 2019/by ARC Benefit Solutions

Why You Should Add Short-Term Disability Benefits to Your Portfolio

An employee’s illness or injury can have devastating consequences. Many live paycheck to paycheck and struggle to make ends meet. If they are unable to work because of a non-work-related illness or injury, how do the bills get paid?
July 30, 2019/by ARC Benefit Solutions
Stay Safe in the Summer

It’s Summer! Here’s How You Can Stay Safe at the Pool or Beach

Make sure you and your family are prepared with the proper safety information before you take your first summer dive!
July 8, 2019/by ARC Benefit Solutions
DNA testing scam

Seniors Alerted to Be Aware of DNA Testing Scam

To protect yourself and loved ones from this scam, be sure to avoid giving out personal information to anyone claiming to offer genetic testing.
July 8, 2019/by ARC Benefit Solutions
Have you considered an HSA?

Have You Considered a Health Savings Account?

HSAs are great tools for those with a High-Deductible Health Plan to manage eligible medical expenses, tax free.
July 8, 2019/by ARC Benefit Solutions

Enrollment Guidelines and Qualifying Event Dates

Employees can make changes to their insurance plans during open enrollment and, in some cases, outside of the open enrollment period. Here are the guidelines that you should keep in mind when managing enrollments.
June 25, 2019/by ARC Benefit Solutions

Important Tips and Reminders About Your Monthly Insurance Invoice

It is important to check the accuracy of each monthly invoice and pay the premium amount listed on your bill.
June 25, 2019/by ARC Benefit Solutions

What are Association Health Plans?

It is important to research and understand the options before purchasing any health insurance plan, including an AHP. Even though the selection process can be time consuming, the investment is worthwhile to ensure the right health insurance plan is placed.
November 13, 2018/by ARC Benefit Solutions

The Buzzword of the Day is MEWA

This alternative self-funded solution may be a good fit for your group.
November 13, 2018/by ARC Benefit Solutions

Level-Funded Health Plan: An Alternative to ACA Plans

Level-funded products are designed to give employer groups the benefits and advantages of self-funding, while limiting the disadvantages by offering a “pre-packaged” hybrid of self-insurance for small employers
November 13, 2018/by ARC Benefit Solutions

The Ins and Outs of a Health Savings Account

What is an HSA? Who is qualified for an HSA? Find out more!
November 13, 2018/by ARC Benefit Solutions

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