How to Take Advantage of Your Health Insurance Plan
Health insurance can save you money.
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While health insurance can be expensive, it’s important to run through the finer points of your plan to find out what benefits are available to you and how you can be rewarded. Below are some of the details you should be aware of when reviewing your health insurance plan.
Walk through your plan
How much is your deductible? What is your maximum out of pocket? What penalties should you be aware of if you don’t make your premium payments each month? Take some time to read through your summary of benefits to learn more about what you’re covered for and any stipulations on your plan that you may need to know about.
Preventive services
Taking control of your health doesn’t have to mean breaking the bank. Most health insurance plans offer preventive services at little to no cost to you. This means yearly wellness visits, dental screenings, vision screenings, immunizations, and more, which can help prevent illnesses, diseases, and other health problems, or detect illness at an early stage, are covered benefits.
Discounts
Your health insurance plan may provide benefits that go beyond the doctor’s office. Many plans offer discounts for gym memberships, massage sessions, and more!
Rewards for healthy living
You should be rewarded for your healthy lifestyle. That’s why many health insurance plans offer benefits that help you stay the course and incorporate healthier decisions on a day-to-day basis. From access to a health coach to programs that may reward you for exercising and eating right, many plans want to reward their members for being healthy and fit. Many plans also offer classes and seminars on fitness, nutrition, or other health topics.
Your ARC representative is available to walk you through the details of your health insurance plan so you can fully understand where your money is going. Call today to find out what is available to you or find out how you can get set up with a plan that benefits your health.
