Nope! In fact, depending on your situation, it may be ideal too look at plans outside of the Marketplace!
When it comes to choosing a health insurance plan for yourself or for your family, there are a number of details to consider, including your budget, your physicians, your preferred pharmacies, your health care needs, etc. Finding a health insurance plan that checks all your boxes can feel like trying to put back together a shredded piece of paper.
It can be even more frustrating and confusing when the options on the Marketplace don’t work for you, especially if you don’t qualify for a subsidy or if you have health care needs that require a flexible plan.
But don’t worry! You have options. Better yet, you have help! Health insurance agents are trained, licensed, and certified to assist clients in finding the right plan. They will sort through the clutter and help you find a plan that works well for your situation at no additional cost to you. And their service extends far beyond Open Enrollment. A health insurance agent will manage your policy throughout the year and assist you with any claims issues that may pop up after a visit to the doctor.